Valuation report unlocks $40 million in insurance approvals

Industry

Insurance & Financial Products

Challenge

A financial advisor needed third-party verification of a business owner’s net worth to secure two large insurance policies.

Results

Using RISR, Tim and Jeff produced a defensible, data-backed valuation accepted instantly by the underwriter, unlocking $40 million in total coverage and strengthening client confidence.

www.cambridgefn.com

“RISR's Insights report was the key that unlocked two major insurance approvals — $25 million and $15 million. The underwriter accepted it immediately as third-party verification. It made all the difference.”

Jeff Johansen

Managing Partner @ Cambridge Financial Network

About Cambridge Financial Network

Cambridge Financial Network, part of National Life Group and its broker-dealer Equity Services, Inc. (ESI), helps business owners and families across the country protect and grow their wealth through thoughtful planning and personalized strategies. The firm’s advisors combine deep client relationships with modern planning tools, like RISR, to deliver clarity, confidence, and measurable results at every stage of the financial journey.

The Challenge

Jeff Johansen and Tim Blackham were helping a business owner identify a need for and subsequently secure two large insurance policies — one for $25 million and another for $15 million.

The underwriting process required verified financial data to confirm the client’s net worth. Traditional business valuations, while credible, were expensive and time-intensive — making them impractical for the tight timeline.

The Solution

Using RISR, they produced a comprehensive business valuation in minutes, leveraging private-market transaction data and valuation multiples to establish a clear, defensible range of value.

When presented to the underwriter, the RISR report was accepted immediately as a reliable verification of the client’s financial standing. The validation enabled Jeff and tim to move forward quickly, reinforcing their expertise and credibility with both the client and the carrier.

The Results

By utilizing RISR, Jeff and Tim accelerated the underwriting process and strengthened their relationship with both client and insurer.

Secured $40 million in total coverage to protect the business owner's most valuable asset

Delivered trusted, data-backed valuation verification