Value of equity owned explained
When financial planning with business owners, it's important to consider the value of the client's personal share of equity in the business. Financial advisors should first estimate current business valuation and then identify how much of that value is held by the client.
In cases where the client's ownership is less than 100%, the value of their personal equity will directly inform planning elements like liquidity potential at exit and how much funding a buy-sell arrangement requires.
Estimating value of equity owned
Value of Equity Owned = Current Valuation Estimate x Ownership Percentage